| 
                
                    
                        | The below chart shows in order to achieve the required amount for retirement, the monthly saving amount required in different ages: |  
                        | 
                            
                                
                                    | Current Age | Investment Horizon
 | Monthly Contribution (HKD) (Assuming Annual Return of 4% before Retirement)
 | Monthly Contribution (HKD) (Assuming Annual Return of 5% before Retirement)
 | Monthly Contribution (HKD) (Assuming Annual Return of 9% before Retirement)
 |  
                                    | 30 | 3 | 9,032 | 7,532  | 3,424 |  
                                    | 40 | 2 | 17,092 | 15,251 | 9,386 |  
                                    | 50 | 1 | 42,573 | 40,371 | 32,395 |  
                            
                                
                                    | 
  |  
                                    | * (Assuming Annual Return of 9% before Retirement)  |  
                            
                                
                                    | The information as shown on this website is hypothetical and for reference only. It is not intended to constitute a recommendation or advice to anyone and is not intended as a substitute for professional investment advice.
 |  |  |